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 Southern First Bank
Southern First Bank
| RSSD ID 2849801 | CERTIFICATE 35295 | ABA NUMBER 53208011 |
| 6 Verdae Blvd |
Quarter Ended : |
2025-12-31 |
| Greenville, South Carolina, 29607 |
Updated : |
2026-01-30 |
| www.southernfirst.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
312 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 4,406,861 |
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Total Interest Income | 211,716 |
| Total Liabilities | 4,019,388 |
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Total NonInterest Income | 13,419 |
| Total Bank Equity Capital | 387,473 |
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Total Interest Expense | 104,734 |
| Total Deposits | 3,732,295 |
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Total NonInterest Expense | 75,697 |
| Net Loans & Leases | 3,804,801 |
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Net Income | 32,052 |
| Loan Loss Allowance | 42,280 |
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Net Charge Offs | 85 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 437,207 |
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Total loans | 3,828,650 |
| Total assets for the leverage ratio | 4,356,904 |
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Loans secured by real estate: | 3,419,698 |
| Tier 1 Leverage Ratio | 9.06 |
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Commercial and industrial loans | 370,383 |
| Tier 1 Capital Ratio | 11.61 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.85 |
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Loans to individuals - Other | 38,657 |
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:· Southern First Bank
