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Community Bank of Pickens County
Community Bank of Pickens County
| RSSD ID 2943615 | CERTIFICATE 35513 | ABA NUMBER 61119985 |
| 15 Sammy Mcghee Blvd |
Quarter Ended : |
2025-12-31 |
| Jasper, Georgia, 30143 |
Updated : |
2026-01-21 |
| www.cbopc.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
65 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 629,594 |
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Total Interest Income | 41,491 |
| Total Liabilities | 546,690 |
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Total NonInterest Income | 3,393 |
| Total Bank Equity Capital | 82,904 |
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Total Interest Expense | 11,460 |
| Total Deposits | 542,368 |
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Total NonInterest Expense | 11,850 |
| Net Loans & Leases | 462,771 |
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Net Income | 15,538 |
| Loan Loss Allowance | 5,293 |
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Net Charge Offs | 1,277 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 88,278 |
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Total loans | 462,147 |
| Total assets for the leverage ratio | 618,142 |
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Loans secured by real estate: | 431,681 |
| Tier 1 Leverage Ratio | 13.42 |
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Commercial and industrial loans | 20,579 |
| Tier 1 Capital Ratio | 19.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.29 |
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Loans to individuals - Other | 9,752 |
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