COMMUNITY BANKS OF GEORGIA, INC. Financial Reports

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:· COMMUNITY BANKS OF GEORGIA, INC.

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COMMUNITY BANKS OF GEORGIA, INC.

Institution Profile

Year Opened :

2003

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Nichols Cauley

Related Bank / Thrift	Assets	Asset Concentration
Community Bank of Pickens County	559,525	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	74,684	Total Operating Income	4,963
Total Liabilities	5,300	Total Operating Expenses	417
Total Equity Capital	69,384	Equity in Undistributed Income	7,555
		Net income (loss)	12,207

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,746
Total Consolidated Assets of Bank Holding Company	582,827

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury