SHELBY BANCSHARES, INC. Financial Reports

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:· SHELBY BANCSHARES, INC.

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Off Balance Sheet
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SHELBY BANCSHARES, INC.

Institution Profile

Year Opened :

2001

Institution Type :

Holding Company

Reserve District :

Dallas

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
Shelby Savings Bank, SSB	455,240	Agricultural Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	49,803	Total Operating Income	3,677
Total Liabilities	776	Total Operating Expenses	104
Total Equity Capital	49,027	Equity in Undistributed Income	(191)
		Net income (loss)	3,382

Miscellaneous
Cash Dividends Declared by Bank Holding Company	1,551
Total Consolidated Assets of Bank Holding Company	457,435

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury