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 Shelby Savings Bank, SSB
Shelby Savings Bank, SSB
| RSSD ID 552974 | CERTIFICATE 32135 | ABA NUMBER 313192647 |
| 111 Selma St |
Quarter Ended : |
2025-12-31 |
| Center, Texas, 75935 |
Updated : |
2026-01-29 |
| www.shelbysavingsbank.com |
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| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
6 |
Number of Employees : |
103 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 454,036 |
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Total Interest Income | 26,009 |
| Total Liabilities | 405,024 |
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Total NonInterest Income | 3,618 |
| Total Bank Equity Capital | 49,012 |
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Total Interest Expense | 6,784 |
| Total Deposits | 359,565 |
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Total NonInterest Expense | 14,953 |
| Net Loans & Leases | 314,848 |
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Net Income | 6,938 |
| Loan Loss Allowance | 3,883 |
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Net Charge Offs | 375 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 55,712 |
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Total loans | 322,084 |
| Total assets for the leverage ratio | 431,628 |
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Loans secured by real estate: | 223,734 |
| Tier 1 Leverage Ratio | 12 |
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Commercial and industrial loans | 60,467 |
| Tier 1 Capital Ratio | 14.95 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.07 |
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Loans to individuals - Other | 17,957 |
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:· Shelby Savings Bank, SSB
