CHARTER BANCSHARES, INC. Financial Reports

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:· CHARTER BANCSHARES, INC.

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CHARTER BANCSHARES, INC.

Institution Profile

Year Opened :

2001

Institution Type :

Holding Company

Reserve District :

Dallas

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Adamson & Company LLC

Related Bank / Thrift	Assets	Asset Concentration
Charter Bank	301,457	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	26,497	Total Operating Income	8,144
Total Liabilities	2,945	Total Operating Expenses	0
Total Equity Capital	23,552	Equity in Undistributed Income	5
		Net income (loss)	8,149

Miscellaneous
Cash Dividends Declared by Bank Holding Company	9,102
Total Consolidated Assets of Bank Holding Company	290,250

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury