CHARTER BANCSHARES, INC. Financial Reports

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:· CHARTER BANCSHARES, INC.

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CHARTER BANCSHARES, INC.

Institution Profile

Year Opened :

2001

Institution Type :

Holding Company

Reserve District :

Dallas

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
Charter Bank	292,746	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	25,085	Total Operating Income	3,332
Total Liabilities	431	Total Operating Expenses	0
Total Equity Capital	24,654	Equity in Undistributed Income	3
		Net income (loss)	3,335

Miscellaneous
Cash Dividends Declared by Bank Holding Company	4,347
Total Consolidated Assets of Bank Holding Company	292,346

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury