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 Charter Bank
Charter Bank
| RSSD ID 814458 | CERTIFICATE 18660 | ABA NUMBER 114923976 |
| 10502 Leopard St |
Quarter Ended : |
2025-12-31 |
| Corpus Christi, Texas, 78410 |
Updated : |
2026-02-04 |
| www.charterbankcc.com |
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| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 290,256 |
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Total Interest Income | 20,366 |
| Total Liabilities | 266,710 |
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Total NonInterest Income | 2,010 |
| Total Bank Equity Capital | 23,546 |
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Total Interest Expense | 4,449 |
| Total Deposits | 262,483 |
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Total NonInterest Expense | 9,787 |
| Net Loans & Leases | 169,785 |
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Net Income | 8,149 |
| Loan Loss Allowance | 2,596 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 36,794 |
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Total loans | 175,837 |
| Total assets for the leverage ratio | 310,477 |
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Loans secured by real estate: | 138,119 |
| Tier 1 Leverage Ratio | 11.04 |
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Commercial and industrial loans | 28,292 |
| Tier 1 Capital Ratio | 16.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.21 |
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Loans to individuals - Other | 569 |
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:· Charter Bank
