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Charter Bank
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Charter Bank
| RSSD ID 814458 | CERTIFICATE 18660 | ABA NUMBER 114923976 |
| 10502 Leopard St |
Quarter Ended : |
2026-06-30 |
| Corpus Christi, Texas, 78410 |
Updated : |
2026-07-30 |
| www.charterbankcc.com |
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| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 292,346 |
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Total Interest Income | 9,634 |
| Total Liabilities | 267,999 |
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Total NonInterest Income | 904 |
| Total Bank Equity Capital | 24,347 |
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Total Interest Expense | 1,848 |
| Total Deposits | 265,192 |
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Total NonInterest Expense | 4,230 |
| Net Loans & Leases | 164,111 |
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Net Income | 3,335 |
| Loan Loss Allowance | 3,412 |
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Net Charge Offs | 309 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 36,726 |
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Total loans | 171,494 |
| Total assets for the leverage ratio | 303,226 |
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Loans secured by real estate: | 126,871 |
| Tier 1 Leverage Ratio | 11.3 |
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Commercial and industrial loans | 33,345 |
| Tier 1 Capital Ratio | 17.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.78 |
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Loans to individuals - Other | 537 |
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