|
 |
|
|
 Root River State Bank
Root River State Bank
| RSSD ID 309851 | CERTIFICATE 1098 | ABA NUMBER 91203104 |
| 18 3rd St Se |
Quarter Ended : |
2025-03-31 |
| Chatfield, Minnesota, 55923 |
Updated : |
2025-04-26 |
| www.rootriverstatebank.com |
|
| Institution Profile |
| Year Opened : |
1856 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
10 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 82,030 |
|
Total Interest Income | 715 |
| Total Liabilities | 76,656 |
|
Total NonInterest Income | 37 |
| Total Bank Equity Capital | 5,374 |
|
Total Interest Expense | 315 |
| Total Deposits | 76,415 |
|
Total NonInterest Expense | 450 |
| Net Loans & Leases | 30,023 |
|
Net Income | 1 |
| Loan Loss Allowance | 249 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 8,952 |
|
Total loans | 30,139 |
| Total assets for the leverage ratio | 84,567 |
|
Loans secured by real estate: | 22,283 |
| Tier 1 Leverage Ratio | 10.28 |
|
Commercial and industrial loans | 3,153 |
| Tier 1 Capital Ratio | 19.46 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.03 |
|
Loans to individuals - Other | 159 |
|
|
|
|
:· Root River State Bank
