WHEELER BANCSHARES, INC. Financial Reports

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:· WHEELER BANCSHARES, INC.

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Off Balance Sheet
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WHEELER BANCSHARES, INC.

Institution Profile

Year Opened :

2002

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Nichols Cauley & Associates

Related Bank / Thrift	Assets	Asset Concentration
Wheeler County State Bank	174,053	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	26,153	Total Operating Income	2,712
Total Liabilities	5,178	Total Operating Expenses	415
Total Equity Capital	20,975	Equity in Undistributed Income	1,860
		Net income (loss)	3,965

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,090
Total Consolidated Assets of Bank Holding Company	185,262

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury