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 Wheeler County State Bank
Wheeler County State Bank
| RSSD ID 989534 | CERTIFICATE 16228 | ABA NUMBER 61212170 |
| 49 W Main St |
Quarter Ended : |
2025-12-31 |
| Alamo, Georgia, 30411 |
Updated : |
2026-01-23 |
| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
26 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 170,005 |
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Total Interest Income | 10,541 |
| Total Liabilities | 147,162 |
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Total NonInterest Income | 299 |
| Total Bank Equity Capital | 22,843 |
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Total Interest Expense | 2,276 |
| Total Deposits | 146,134 |
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Total NonInterest Expense | 6,777 |
| Net Loans & Leases | 95,549 |
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Net Income | 1,732 |
| Loan Loss Allowance | 1,431 |
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Net Charge Offs | 92 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 94,384 |
| Total assets for the leverage ratio | 164,604 |
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Loans secured by real estate: | 73,123 |
| Tier 1 Leverage Ratio | 13.91 |
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Commercial and industrial loans | 9,785 |
| Off Balance Sheet Exposures (%) | 7.46 |
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Loans to individuals - Credit Cards | 263 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,574 |
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:· Wheeler County State Bank
