ORANGE COUNTY BANCORP, INC. Financial Reports

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:· ORANGE COUNTY BANCORP, INC.

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Off Balance Sheet
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ORANGE COUNTY BANCORP, INC.

Institution Profile

Year Opened :

2007

Institution Type :

Holding Company

Reserve District :

New York

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Orange Bank & Trust Company	2,551,122	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	273,998	Total Operating Income	3,376
Total Liabilities	21,409	Total Operating Expenses	1,656
Total Equity Capital	252,589	Equity in Undistributed Income	17,133
		Net income (loss)	19,165

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,955
Total Consolidated Assets of Bank Holding Company	2,606,264

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury