|
 |
|
|
 Oakworth Capital Bank
Oakworth Capital Bank
| RSSD ID 3720608 | CERTIFICATE 58783 | ABA NUMBER 62006709 |
| 850 Shades Creek Pkwy |
Quarter Ended : |
2025-09-30 |
| Birmingham, Alabama, 35209 |
Updated : |
2025-10-23 |
| www.oakworth.com |
|
| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
165 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,923,330 |
|
Total Interest Income | 84,424 |
| Total Liabilities | 1,745,737 |
|
Total NonInterest Income | 12,658 |
| Total Bank Equity Capital | 177,593 |
|
Total Interest Expense | 34,566 |
| Total Deposits | 1,704,607 |
|
Total NonInterest Expense | 38,070 |
| Net Loans & Leases | 1,515,000 |
|
Net Income | 16,207 |
| Loan Loss Allowance | 18,734 |
|
Net Charge Offs | 94 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 203,506 |
|
Total loans | 1,511,696 |
| Total assets for the leverage ratio | 1,865,352 |
|
Loans secured by real estate: | 822,237 |
| Tier 1 Leverage Ratio | 9.84 |
|
Commercial and industrial loans | 643,338 |
| Tier 1 Capital Ratio | 11.03 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.22 |
|
Loans to individuals - Other | 42,734 |
|
|
|
|
:· Oakworth Capital Bank
