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 Oakworth Capital Bank
Oakworth Capital Bank
| RSSD ID 3720608 | CERTIFICATE 58783 | ABA NUMBER 62006709 |
| 850 Shades Creek Pkwy |
Quarter Ended : |
2025-03-31 |
| Birmingham, Alabama, 35209 |
Updated : |
2025-04-22 |
| www.oakworth.com |
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| Institution Profile |
| Year Opened : |
2008 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
161 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,817,074 |
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Total Interest Income | 27,483 |
| Total Liabilities | 1,653,390 |
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Total NonInterest Income | 4,206 |
| Total Bank Equity Capital | 163,684 |
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Total Interest Expense | 11,268 |
| Total Deposits | 1,632,701 |
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Total NonInterest Expense | 12,207 |
| Net Loans & Leases | 1,475,398 |
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Net Income | 5,595 |
| Loan Loss Allowance | 17,015 |
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Net Charge Offs | 90 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 189,885 |
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Total loans | 1,471,822 |
| Total assets for the leverage ratio | 1,813,349 |
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Loans secured by real estate: | 815,114 |
| Tier 1 Leverage Ratio | 9.49 |
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Commercial and industrial loans | 609,210 |
| Tier 1 Capital Ratio | 10.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.74 |
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Loans to individuals - Other | 43,203 |
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:· Oakworth Capital Bank
