OAKWORTH CAPITAL, INC. Financial Reports

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:· OAKWORTH CAPITAL, INC.

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Off Balance Sheet
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OAKWORTH CAPITAL, INC.

Institution Profile

Year Opened :

2013

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Mauldin and Jenkins, LLC

Related Bank / Thrift	Assets	Asset Concentration
Oakworth Capital Bank	1,923,330	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	190,515	Total Operating Income	2,205
Total Liabilities	41,851	Total Operating Expenses	3,088
Total Equity Capital	148,664	Equity in Undistributed Income	19,873
		Net income (loss)	19,764

Miscellaneous
Cash Dividends Declared by Bank Holding Company	2,258
Total Consolidated Assets of Bank Holding Company	2,048,834

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury