OAKWORTH CAPITAL, INC. Financial Reports

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:· OAKWORTH CAPITAL, INC.

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::	Holding Company Mergers & Acquisitions
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Off Balance Sheet
::	Holding Company Credit Default Swaps
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OAKWORTH CAPITAL, INC.

Institution Profile

Year Opened :

2013

Institution Type :

Holding Company

Reserve District :

Atlanta

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Oakworth Capital Bank	2,041,261	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	202,368	Total Operating Income	1,701
Total Liabilities	39,079	Total Operating Expenses	1,844
Total Equity Capital	163,289	Equity in Undistributed Income	10,415
		Net income (loss)	10,735

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	2,134,121

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury