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Commercial Banking Company

Commercial Banking Company
RSSD ID 381932 | CERTIFICATE 16246 | ABA NUMBER 61211171
3462 N Valdosta Rd Quarter Ended : 2026-03-31
Valdosta, Georgia, 31602 Updated : 2026-04-24
www.cbcbank.com

Institution Profile
Year Opened : 1934 Institution Type : Savings bank
Entity Type : Federal Federal Regulator : OCC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Commercial Lending Specialization
Number of Offices : 5 Number of Employees : 73
Related Company Filings Regulator
 LOWNDES BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets408,851
Total Interest Income5,732
Total Liabilities372,142
Total NonInterest Income1,381
Total Bank Equity Capital36,709
Total Interest Expense1,340
Total Deposits363,258
Total NonInterest Expense3,115
Net Loans & Leases296,673
Net Income1,973
Loan Loss Allowance3,837
Net Charge Offs(1)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital42,873
Total loans293,918
Total assets for the leverage ratio386,807
Loans secured by real estate:256,742
Tier 1 Leverage Ratio10.19
Commercial and industrial loans26,146
Tier 1 Capital Ratio14.26
Loans to individuals - Credit Cards0
Total Capital Ratio15.51
Loans to individuals - Other2,517





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury