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LOWNDES BANCSHARES, INC.

LOWNDES BANCSHARES, INC.
RSSD ID 3839340
3462 NORTH VALDOSTA ROAD Quarter Ended : 2025-12-31
VALDOSTA, GA, 31602 Updated : 2026-03-07

Institution Profile
Year Opened : 1995 Institution Type : Holding Company
Reserve District : Atlanta Federal Regulator : FED
Entity Type : Bank Holding Company Fiscal Year End : 12/31
Structure : Corporation (stock) S-Corp : No
External Auditor : Mauldin & Jenkins LLC
Related Bank / Thrift Assets Asset Concentration
 Farmers and Merchants Bank 754,493 Commercial Lending Specialization
 Commercial Banking Company 373,855 Commercial Lending Specialization
 The Citizens National Bank of Quitman 130,932 Agricultural Specialization

Financial Reports
SC - Balance Sheet Report
SI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)
Income Statement
(USD, in thousands, ytd)



Total Assets161,896
Total Operating Income6,051
Total Liabilities 66,624
Total Operating Expenses3,415
Total Equity Capital95,272
Equity in Undistributed Income 14,067


Net income (loss)17,532



Miscellaneous

Cash Dividends Declared by Bank Holding Company1,014

Total Consolidated Assets of Bank Holding Company1,310,844






 

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