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First City Bank
First City Bank
RSSD ID 6125996 | CERTIFICATE 16281 | ABA NUMBER 61121520
21 N Main St Quarter Ended : 2026-06-30
Alpharetta, Georgia, 30009 Updated : 2026-07-30
www.firstcitybankga.com

Institution Profile
Year Opened : 1945 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Agricultural Specialization
Number of Offices : 1 Number of Employees : 14
Related Company Filings Regulator
 HEART OF GA BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)
Income Statement
(USD, in thousands, ytd)
Total Assets22,994
Total Interest Income146
Total Liabilities1,274
Total NonInterest Income0
Total Bank Equity Capital21,720
Total Interest Expense2
Total Deposits1,087
Total NonInterest Expense423
Net Loans & Leases7,179
Net Income(365)
Loan Loss Allowance91
Net Charge Offs0



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans3,635
Total assets for the leverage ratio10,943
Loans secured by real estate:3,628
Tier 1 Leverage Ratio194.25
Commercial and industrial loans7
Off Balance Sheet Exposures (%)0
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other0





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury