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HEART OF GEORGIA BANCSHARES, INC.

HEART OF GEORGIA BANCSHARES, INC.
RSSD ID 2349516
10 RAILROAD STREET Quarter Ended : 2025-12-31
VIDALIA, GA, 30445 Updated : 2026-03-07
WWW.MVBANKONLINE.COM

Institution Profile
Year Opened : 1995 Institution Type : Holding Company
Reserve District : Atlanta Federal Regulator : FED
Entity Type : Bank Holding Company Fiscal Year End : 12/31
Structure : Corporation (stock) S-Corp : Yes
External Auditor : Nichols, Cauley, & Associates, LLC
Related Bank / Thrift Assets Asset Concentration
 Mount Vernon Bank 195,580 Agricultural Specialization
 Bank of Lumber City 25,420 Agricultural Specialization

Financial Reports
SC - Balance Sheet Report
SI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)
Income Statement
(USD, in thousands, ytd)



Total Assets16,724
Total Operating Income2,320
Total Liabilities 3,247
Total Operating Expenses430
Total Equity Capital13,477
Equity in Undistributed Income 828


Net income (loss)2,653



Miscellaneous

Cash Dividends Declared by Bank Holding Company1,058

Total Consolidated Assets of Bank Holding Company213,531






 

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