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 Prospect Bank
Prospect Bank
| RSSD ID 738143 | CERTIFICATE 3722 | ABA NUMBER 71102827 |
| 177 W Wood St |
Quarter Ended : |
2025-12-31 |
| Paris, Illinois, 61944 |
Updated : |
2026-01-28 |
| Institution Profile |
| Year Opened : |
1873 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
96 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 675,953 |
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Total Interest Income | 32,478 |
| Total Liabilities | 633,572 |
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Total NonInterest Income | 3,573 |
| Total Bank Equity Capital | 42,381 |
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Total Interest Expense | 16,155 |
| Total Deposits | 568,655 |
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Total NonInterest Expense | 19,803 |
| Net Loans & Leases | 445,146 |
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Net Income | 1,225 |
| Loan Loss Allowance | 3,451 |
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Net Charge Offs | 101 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 64,528 |
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Total loans | 444,657 |
| Total assets for the leverage ratio | 724,889 |
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Loans secured by real estate: | 366,536 |
| Tier 1 Leverage Ratio | 8.4 |
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Commercial and industrial loans | 47,168 |
| Tier 1 Capital Ratio | 12.82 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.58 |
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Loans to individuals - Other | 2,905 |
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:· Prospect Bank
