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 Prospect Bank
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Prospect Bank
| RSSD ID 738143 | CERTIFICATE 3722 | ABA NUMBER 71102827 |
| 177 W Wood St |
Quarter Ended : |
2026-06-30 |
| Paris, Illinois, 61944 |
Updated : |
2026-07-28 |
| www.bankprospect.com |
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| Institution Profile |
| Year Opened : |
1873 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
98 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 715,630 |
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Total Interest Income | 16,118 |
| Total Liabilities | 672,091 |
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Total NonInterest Income | 2,426 |
| Total Bank Equity Capital | 43,539 |
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Total Interest Expense | 7,178 |
| Total Deposits | 603,388 |
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Total NonInterest Expense | 10,526 |
| Net Loans & Leases | 469,893 |
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Net Income | 911 |
| Loan Loss Allowance | 3,341 |
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Net Charge Offs | 27 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 65,340 |
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Total loans | 462,457 |
| Total assets for the leverage ratio | 727,083 |
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Loans secured by real estate: | 382,750 |
| Tier 1 Leverage Ratio | 8.5 |
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Commercial and industrial loans | 50,037 |
| Tier 1 Capital Ratio | 12.09 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.77 |
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Loans to individuals - Other | 2,848 |
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:· Prospect Bank
