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 Farmers and Merchants Bank
Farmers and Merchants Bank
| RSSD ID 763930 | CERTIFICATE 5716 | ABA NUMBER 61203642 |
| 4 N Carter St |
Quarter Ended : |
2025-09-30 |
| Lakeland, Georgia, 31635 |
Updated : |
2025-10-29 |
| www.fmb.net |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
128 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 754,493 |
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Total Interest Income | 37,471 |
| Total Liabilities | 689,819 |
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Total NonInterest Income | 3,049 |
| Total Bank Equity Capital | 64,674 |
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Total Interest Expense | 11,995 |
| Total Deposits | 685,400 |
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Total NonInterest Expense | 14,879 |
| Net Loans & Leases | 556,624 |
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Net Income | 8,849 |
| Loan Loss Allowance | 7,150 |
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Net Charge Offs | 1,298 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 568,635 |
| Total assets for the leverage ratio | 765,205 |
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Loans secured by real estate: | 427,460 |
| Tier 1 Leverage Ratio | 9.56 |
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Commercial and industrial loans | 89,588 |
| Off Balance Sheet Exposures (%) | 9.01 |
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Loans to individuals - Credit Cards | 2,362 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 27,922 |
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:· Farmers and Merchants Bank
