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 Farmers and Merchants Bank
Farmers and Merchants Bank
| RSSD ID 763930 | CERTIFICATE 5716 | ABA NUMBER 61203642 |
| 4 N Carter St |
Quarter Ended : |
2025-06-30 |
| Lakeland, Georgia, 31635 |
Updated : |
2025-07-29 |
| www.fmb.net |
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| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
129 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 760,548 |
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Total Interest Income | 25,160 |
| Total Liabilities | 698,503 |
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Total NonInterest Income | 846 |
| Total Bank Equity Capital | 62,045 |
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Total Interest Expense | 7,952 |
| Total Deposits | 695,717 |
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Total NonInterest Expense | 9,906 |
| Net Loans & Leases | 570,951 |
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Net Income | 5,530 |
| Loan Loss Allowance | 6,785 |
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Net Charge Offs | 563 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 568,067 |
| Total assets for the leverage ratio | 763,197 |
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Loans secured by real estate: | 424,715 |
| Tier 1 Leverage Ratio | 9.47 |
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Commercial and industrial loans | 95,687 |
| Off Balance Sheet Exposures (%) | 9.36 |
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Loans to individuals - Credit Cards | 2,393 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 27,217 |
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:· Farmers and Merchants Bank
