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 Mount Vernon Bank
Mount Vernon Bank
| RSSD ID 807432 | CERTIFICATE 8028 | ABA NUMBER 61206681 |
| 101 S Railroad Ave |
Quarter Ended : |
2025-09-30 |
| Mount Vernon, Georgia, 30445 |
Updated : |
2025-10-24 |
| www.mountvernon.bank |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
28 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 195,580 |
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Total Interest Income | 8,786 |
| Total Liabilities | 183,049 |
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Total NonInterest Income | 549 |
| Total Bank Equity Capital | 12,531 |
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Total Interest Expense | 2,682 |
| Total Deposits | 181,269 |
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Total NonInterest Expense | 4,027 |
| Net Loans & Leases | 120,432 |
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Net Income | 2,513 |
| Loan Loss Allowance | 1,433 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 119,605 |
| Total assets for the leverage ratio | 190,125 |
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Loans secured by real estate: | 101,620 |
| Tier 1 Leverage Ratio | 9.88 |
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Commercial and industrial loans | 11,461 |
| Off Balance Sheet Exposures (%) | 11.81 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,426 |
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:· Mount Vernon Bank
