|
 |
|
|
 Mount Vernon Bank
Mount Vernon Bank
| RSSD ID 807432 | CERTIFICATE 8028 | ABA NUMBER 61206681 |
| 101 S Railroad Ave |
Quarter Ended : |
2025-06-30 |
| Mount Vernon, Georgia, 30445 |
Updated : |
2025-07-09 |
| www.mountvernon.bank |
|
| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
27 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 192,785 |
|
Total Interest Income | 5,827 |
| Total Liabilities | 181,749 |
|
Total NonInterest Income | 374 |
| Total Bank Equity Capital | 11,036 |
|
Total Interest Expense | 1,788 |
| Total Deposits | 180,201 |
|
Total NonInterest Expense | 2,603 |
| Net Loans & Leases | 118,720 |
|
Net Income | 1,746 |
| Loan Loss Allowance | 1,383 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 118,726 |
| Total assets for the leverage ratio | 189,830 |
|
Loans secured by real estate: | 100,276 |
| Tier 1 Leverage Ratio | 9.73 |
|
Commercial and industrial loans | 12,264 |
| Off Balance Sheet Exposures (%) | 11.1 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,307 |
|
|
|
|
:· Mount Vernon Bank
