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Bank of Lumber City
Bank of Lumber City
RSSD ID 959630 | CERTIFICATE 16281 | ABA NUMBER 61212277
21 Main St Quarter Ended : 2026-03-31
Lumber City, Georgia, 31549 Updated : 2026-04-27
www.bankoflumbercity.com

Institution Profile
Year Opened : 1945 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : Yes
Fiduciary Powers : No Powers Exercised : No
Filing Type : 051
Specialization : Agricultural Specialization
Number of Offices : 2 Number of Employees : 12
Related Company Filings Regulator
 HEART OF GA BANCSHARES INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)
Income Statement
(USD, in thousands, ytd)
Total Assets23,941
Total Interest Income288
Total Liabilities21,158
Total NonInterest Income35
Total Bank Equity Capital2,783
Total Interest Expense58
Total Deposits20,823
Total NonInterest Expense377
Net Loans & Leases9,145
Net Income(112)
Loan Loss Allowance186
Net Charge Offs(1)



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Community Bank Leverage RatioYes
Total loans9,039
Total assets for the leverage ratio23,137
Loans secured by real estate:7,510
Tier 1 Leverage Ratio9.22
Commercial and industrial loans517
Off Balance Sheet Exposures (%)4.87
Loans to individuals - Credit Cards0
Trading Assets and Liabilities (%)0
Loans to individuals - Other843





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury