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 Bank of Lumber City
Bank of Lumber City
| RSSD ID 959630 | CERTIFICATE 16281 | ABA NUMBER 61212277 |
| 21 Main St |
Quarter Ended : |
2025-12-31 |
| Lumber City, Georgia, 31549 |
Updated : |
2026-01-28 |
| www.bankoflumbercity.com |
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| Institution Profile |
| Year Opened : |
1945 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 24,979 |
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Total Interest Income | 1,280 |
| Total Liabilities | 22,019 |
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Total NonInterest Income | 152 |
| Total Bank Equity Capital | 2,960 |
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Total Interest Expense | 266 |
| Total Deposits | 21,680 |
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Total NonInterest Expense | 1,555 |
| Net Loans & Leases | 8,899 |
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Net Income | (389) |
| Loan Loss Allowance | 185 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 8,875 |
| Total assets for the leverage ratio | 23,865 |
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Loans secured by real estate: | 7,255 |
| Tier 1 Leverage Ratio | 9.29 |
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Commercial and industrial loans | 606 |
| Off Balance Sheet Exposures (%) | 4.29 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 869 |
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:· Bank of Lumber City
