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 South Georgia Bank
South Georgia Bank
| RSSD ID 995571 | CERTIFICATE 32532 | ABA NUMBER 261291247 |
| 401 S Veterans Blvd |
Quarter Ended : |
2025-12-31 |
| Glennville, Georgia, 30427 |
Updated : |
2026-01-28 |
| www.southgabank.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 256,134 |
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Total Interest Income | 13,550 |
| Total Liabilities | 233,029 |
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Total NonInterest Income | 1,673 |
| Total Bank Equity Capital | 23,105 |
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Total Interest Expense | 3,389 |
| Total Deposits | 228,101 |
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Total NonInterest Expense | 6,487 |
| Net Loans & Leases | 137,674 |
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Net Income | 4,611 |
| Loan Loss Allowance | 3,411 |
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Net Charge Offs | 28 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 29,320 |
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Total loans | 138,864 |
| Total assets for the leverage ratio | 258,091 |
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Loans secured by real estate: | 106,540 |
| Tier 1 Leverage Ratio | 10.68 |
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Commercial and industrial loans | 18,600 |
| Tier 1 Capital Ratio | 19.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.06 |
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Loans to individuals - Other | 5,389 |
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:· South Georgia Bank
