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 South Georgia Bank
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South Georgia Bank
| RSSD ID 995571 | CERTIFICATE 32532 | ABA NUMBER 261291247 |
| 401 S Veterans Blvd |
Quarter Ended : |
2026-06-30 |
| Glennville, Georgia, 30427 |
Updated : |
2026-07-21 |
| www.southgabank.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 269,549 |
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Total Interest Income | 6,960 |
| Total Liabilities | 245,672 |
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Total NonInterest Income | 867 |
| Total Bank Equity Capital | 23,877 |
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Total Interest Expense | 1,551 |
| Total Deposits | 241,345 |
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Total NonInterest Expense | 3,319 |
| Net Loans & Leases | 133,729 |
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Net Income | 2,435 |
| Loan Loss Allowance | 3,476 |
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Net Charge Offs | 169 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,148 |
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Total loans | 136,412 |
| Total assets for the leverage ratio | 267,930 |
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Loans secured by real estate: | 103,776 |
| Tier 1 Leverage Ratio | 10.6 |
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Commercial and industrial loans | 19,071 |
| Tier 1 Capital Ratio | 20.57 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.84 |
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Loans to individuals - Other | 5,099 |
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:· South Georgia Bank
